I hate doing all of this paperwork, and looking over old tax returns and feeling bad because I self-prepared I paid too much, and feeling bad because I don’t make more money, and feeling bad because Tom and I prioritized learning, going to school, and having fun over working and making money. And having the perfectly nice mortgage guy point all of this shit out to me because it’s his job and making me write letters explaining our employment histories and all the gaps and weirdness and self-employment.
Fuck. I hate this. It makes me want to run away and spend all my money on DVDs.
I vastly prefer DVDs to responsible behavior. I have some suggestions for your shopping spree…
Owning a home is awesome. Buying a house is horrible, very crazy-making. If it’s any consolation, Mike almost passed out when we closed on our house. But move-in day so makes up for it.
Amen, sistah! We actually want to get rid of our condo and go back to renting. Primarily because we hate having a downstairs neighbor with super hearing which is a pain in the ass and secondly because we could get a bigger place for the same money and thirdly because since we don’t plan to stay in this condo for the rest of our lives, it’s not much of an investment. After two years of payments we’ve only paid about one month’s payment that wasn’t just interest. It’s all kind of depressing.
On the other hand, you guys are getting a house which is WAY cooler than a condo and once you’ve got through the pain I’m sure it will be super-mega-awesome. If we could have afforded a house, things would be much different.
Yes, buying a house does suck–big time. I was particularly impressed with how, after making us disclose every penny of available cash we had after making the down payment, the closing costs came to that EXACT amount of money!!! Coincidence? I don’t think so…
However, once all the pain passes, having your own house is pretty awesome.
I will never own a house. Houses are for visiting. (I apologize both in advance and for past behavior.)